Long-Term Disability companies are consistently denying claims on the basis that a client does not have sufficient objective medical evidence to be disabled when they are diagnosed with chronic fatigue syndrome. The sad thing about this statement is that the cause of chronic fatigue syndrome is unknown and there are no objective tests that can 100% confirm a diagnosis of chronic fatigue syndrome. Doctors hired by insurance companies are aware that a client can almost never objectively prove they have chronic fatigue syndrome and they wrongfully draft reports denying claims on the basis of no objective evidence.
Symptoms of chronic fatigue syndrome are similar to those of most common viral infections, including: muscle aches, headache, and fatigue. Some people with chronic fatigue syndrome may experience trouble staying on top of their responsibilities at home and on the job, while others become severely disabled and in the worst case scenarios bedridden. Some people with chronic fatigue syndrome experience depression and other psychological problems due to the ongoing demands of the illness.
Furthermore, most people who suffer from this do not just deal with extreme fatigue, but suffer from a wide range of other symptoms, including flu-like symptoms, insomnia, muscle and joint pain, headaches, sore throat, swollen lymph glands and memory problems to name a few. There is currently no cure for chronic fatigue syndrome. Instead, the symptoms are treated with medication. It is very difficult for many people to work when they have chronic fatigue syndrome.
If you are applying for long-term disability benefits anywhere in the United States because you have chronic fatigue syndrome or any other disability, contact our office at firstname.lastname@example.org immediately to help you with your LTD case. It is important to get a lawyer from the beginning of your LTD case so that it is done correctly.