Long-Term Disability policies that are provided to employees by private employers are normally enforceable in federal court under the Employee Retirement Income Security Act of 1974 (ERISA). However, ERISA does not apply to long term disability plans that are provided to employees who work for the government, such as school districts, municipalities, state and federal agencies. Government plans must therefore be enforced under state common law.
The attorneys at Allan W. Ben P.C. represent long-term disability and short-term disability insurance claimants throughout the United States. We welcome the opportunity to speak to you with a free phone consultation regarding your disability claim.
The majority of ERISA cases are litigated in federal court. If necessary, we can file lawsuits in any state.